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  HOME ABOUT US FAQ RESOURCE CENTER CONTACT US LOCATE MORTGAGE LENDERS January 07, 2009
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Mortage Terms


  > EEM Energy Efficient Mortgage
An FHA program that helps homebuyers save money on utility bills by enabling them to finance the cost of adding energy efficiency features to a new or existing home as part of the home purchase
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  > Fair Housing Act
A law that prohibits discrimination in all facets of the homebuying process on the basis of race color national origin religion sex familial status or disability.
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  > Real estate agent
An individual who is licensed to negotiate and arrange real estate sales works for a real estate broker.
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Did You Know?    
 
 
Lender Will Usually Require Mortgage Insurance
If your down payment is less than 20% of the value of the house the lender will usually require mortgage insurance. The insurance policy covers the lender’s risk in the event that you do not make the loan payments. Typically you will pay a monthly premium along with each month’s mortgage payment. Your private MI can be canceled at your request in writing when your reach 20% equity in your home.
 

 
   More Topics That Mortgage Lenders Can Assist With:

Loan Programs
Direct Lenders
Mortgage Rates
Imperfect Credit
Home Equity Loans
First Time Buyer
Pre-approval
No Doc Loans
No Fee Loans
Interest Only Loans
Lender Fees
Title Charges
Miscellaneous Charges
Prepaid Expenses
Commercial Real Estate
New Construction
Condemnation
Second Mortgage
Landlord / Tenant
Mortgage Matters
Home Equity


Contact our Delaware Mortgage Lenders


If you live in the following cities and need a mortgage lender you should contact our Delaware mortgage lender as soon as possible:

  • Bear
  • Camden Wyoming
  • Claymont
  • Clayton
  • Dover
  • Dover Afb
  • Felton
  • Georgetown
  • Greenwood
  • Harrington
  • Hockessin
  • Laurel
  • Lewes
  • Magnolia
  • Middletown
  • Milford
  • Millsboro
  • Milton
  • New Castle
  • Newark
  • Rehoboth Beach
  • Seaford
  • Selbyville
  • Smyrna
  • Townsend
  • Wilmington
       
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Delaware Audio & Video    
 
  Brokers Urge New Scale For Jumbo Mortgages
Audio, RM, 48 Kbps, 2:58:00 AM, 8/19/2005
Reporter Scott Horsley reports on federally sponsored underwriters Fannie Mae and Freddie Mac back mortgages up to $369,000. Without federal underwriting, home buyers pay a higher interest rate.
Source: National Public Radio 		 
 
Delaware External Sites    
 
 

Delaware County
Delaware County. First Home Income Limits & Participating Lenders ... CTX MORTGAGE COMPANY, 317-915-2220. FIRST HORIZON HOME LOANS, 765-644-1614
Buying a Home
Apply for a mortgage at a participating lender in your county. The lender customarily charges a fee for an appraisal and credit report. ...

  


Legal Disclaimers
The information provided on Mortgage Lenders Delaware.com is not intended to be mortgage advice, but merely conveys general information related to mortgage issues commonly encountered.

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